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Xe Referral Codes & Verified Deals – August 2026

Looking for the latest Xe Promo Codes? As of August 2026, our team has manually verified 16 offers for international money transfers, currency converter. Browse current Referral Codes, working discounts, and exclusive deals, while expired offers are regularly removed.

Xe offers 0 coupon codes and 16 deals as of August 2026. Today's top offer: Up to 100% Off First Transfer Fees. Codes are verified and updated daily.

0%
OFF
Up to 100% Off First Transfer Fees

New Xe customers can receive up to 100% off their first money transfer fees. This discount varies based on transfer details.

$10
Only
First Transfer $10 Cash Back Bonus

Receive a $10 cash back bonus on your very first international money transfer. This applies to new customers only after their initial transaction.

35%
OFF
New User Sign-Up Offer: Fee Discount

Sign up as a new Xe customer and receive a discount on your initial transfer fee. This is a one-time offer for new registrations.

15%
OFF
Forward Contracts: Discounted Service Fees

Access forward contracts with reduced service fees for locking in exchange rates. This is available for both personal and business clients.

Expires Sep 24, 2026
25%
OFF
Zero Fee Transfers on Select Currencies

Certain currency corridors qualify for zero transfer fees. Check the Xe platform for current eligible currency pairs.

20%
OFF
Business Mass Payments: Fee Waivers

Businesses making mass payments can get their transaction fees waived. This applies to qualifying high-volume business transfers.

20%
OFF
High Volume Transfers Get Better Rates

Customers sending larger amounts may qualify for improved exchange rates. This is automatically applied based on transfer size.

15%
OFF
Business Money Transfers: Reduced Fees

Businesses can receive a discount on transfer fees for their transactions. This applies to registered business accounts making bulk payments.

From
$0
International Money Transfers From $0 Fee

Some international money transfers can be processed with zero fees. Check specific country corridors and amounts for eligibility.

40%
OFF
Seasonal Transfer Promo for January

Take advantage of special rates and reduced fees for transfers made during January. This is a limited-time seasonal promotion.

Student Offer
Student Transfer Discount: Special Rates

Eligible students can access discounted rates on international money transfers. Verification of student status may be required.

50%
OFF
Lunar New Year: Reduced Transfer Charges

Celebrate Lunar New Year with lower transfer fees on international payments. This seasonal offer is available for a limited period.

45%
OFF
Diwali Special: Fee-Free Money Transfers

Send money internationally with no transfer fees during the Diwali celebration period. This is a promotional event for all users.

Expires Sep 19, 2026
50%
OFF
First International Money Transfer: Fee Waived

New users can get their first international money transfer fee waived. This offer applies to initial transactions for personal accounts.

Expires Sep 27, 2026
45%
OFF
Refer a Friend, Earn a Bonus

Refer new users to Xe and receive a referral bonus. The bonus is typically credited after the referred friend's first transfer.

Expires Sep 25, 2026
30%
OFF
Download the Xe App: Special Transfer Promo

Get a promotional offer on your next transfer when you download and use the Xe mobile app. This is valid for first-time app users.

Customer Reviews

4.6
Average Rating
5
Total Reviews
Jacob Sanchez
★★★★★
1 week ago

Quick transfer, good rate

Needed to send money overseas. Used their international money transfer service. Rate was competitive. Money arrived fast, within a day. No issues at all.

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Aaron Hernandez
★★★★☆
2 weeks ago

Mostly good, one small hiccup

I used Xe for an international money transfer this month. The exchange rate was excellent, much better than what my bank offered. Setting up the transfer was easy enough on their website. The money arrived within three business days as promised, which was great. My only minor issue was the identity verification process took a little longer than I expected on the first try; had to re-upload a document. Once that was sorted, everything was smooth sailing. Overall, a good experience and I'd use them again for the value.

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Ashley Lee
★★★★★
3 weeks ago

So good for currency!

I'm a big fan of Xe! I use their currency converter all the time when I'm planning trips and just generally curious. It's super accurate and easy to use. I even set up a currency rate alert for a specific exchange rate I was watching, and it actually notified me! It's so helpful for getting the best deal. I'm definitely going to use their money transfer service next time I need to send funds. Highly recommend!

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Jessica H.
★★★★★
4 weeks ago

Reliable for transfers

I've used Xe for international money transfers several times now. This last one, sending funds to Europe, was just as reliable as always. The rates are consistently good, which is why I keep coming back instead of using my bank. It's usually a bit quicker than the stated time too. I appreciate the email updates, they keep me in the loop without me having to constantly check the app. Always a solid choice for sending money.

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Ashley B.
★★★★☆
1 month ago

Pretty easy to use

I used Xe to send some money to family. It was my first time trying it out. The app was pretty straightforward to navigate, which was nice. I checked the live exchange rates a few times before I sent it. Everything went through smoothly, and it arrived in a couple of days. Felt good not having to deal with my bank.

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Xe Community Discussion

Share tips, ask questions & help fellow shoppers save more

L
Linda Phillips
3 weeks ago

Hey, thinking of sending some money home. Is Xe legit or like, one of those sketchy sites? I've never used them before.

J James Carter 3 weeks ago
Yeah, totally legit. Used them a bunch of times. They've been around forever, mostly for currency conversion but their transfer service is solid.
0
I Ian W. 3 weeks ago
They're fine, dw. I mean, they're big enough that you see their exchange rates everywhere. Just make sure you do the ID verification early, that can sometimes hold things up for first-timers.
5
7 Responses (2)
A
Amber Jackson
1 month ago

Is there usually a promo for first-time users? Like a fee waiver or something similar?

R Richard Flores 1 month ago
Yeah, pretty often. Check for referral links from others, that's usually how I got my first fee-free transfer. Or sometimes they just have an automatic one on their site.
1
L Linda E. 1 month ago
Yep, almost always a first transfer fee waiver. Sometimes you need a code, sometimes it's automatic. Just keep an eye out as you're setting up the transfer, usually pops up before you confirm.
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4 Responses (2)
N
Nancy Moore
2 weeks ago

Anyone compared Xe vs Wise for sending money? Trying to figure out which one is better for smaller amounts.

D Daniel Taylor 2 weeks ago
Honestly, for smaller amounts, they're pretty similar in terms of fees and rates. Xe sometimes has slightly better rates for certain currencies, but Wise's app is maybe a bit more user-friendly.
5
S Sarah Evans 2 weeks ago
I've used both. For small stuff, Wise feels a bit more transparent with their 'all-in' fee. Xe can sometimes look cheaper at first glance then you see a small fee tacked on, but it's usually not much. Worth doing a quick comparison on both sites for your specific transfer amount.
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3 Responses (2)
D
Danielle Moore
3 weeks ago

How fast are transfers to, say, Mexico City? Need to get some money to family there pretty quick, wondering if Xe is a good option.

M Mark Hernandez 2 weeks ago
Depends on the payment method and how it's received. Usually a few hours to a day if it's bank deposit. If it's a weekend or holiday, can take longer though.
2
K Katie Mitchell 2 weeks ago
Mine usually go through same day or next business day to LatAm, assuming everything's verified already. Faster if you pay with a debit card vs. bank transfer on your end.
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2 Responses (2)
W
William Lopez
2 weeks ago

Anyone know if Xe has a student discount? Trying to send money for tuition and every little bit helps.

A Amanda Mitchell 2 weeks ago
I don't think they have a specific student discount, at least not that I've seen. Sometimes they have fee-free promos for your first transfer though, worth checking their site.
2
L Leah J. 2 weeks ago
Not usually, but sometimes you can get a fee waiver if it's your first time or if you send a larger amount. I'd look for a referral code online, those often give you a free first transfer.
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1 Responses (2)

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